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Yep, that's a good way to minimize both the number of denominations offered and the number of bills/coins needed to make change for a given amount of money.

The USD is close, too. Bills are in 1, 2, 5, although the $2 bill is rare. For some reason our coins are irregular, although people in my experience find all coins a bother.

The "ideal" set of 3 denominations would be 1, 2.15, and 4.64.



Is it at all surprising? Coins don't fit in wallets, represent small denominations, and are therefore not worth the trouble.


That's because the highest US coin in practice is $0.25—even though $1 coins exist, they are not widespread and overlap with the $1 bill.

Contrast with the Euro where the highest coin is €2 and bills start at €5.

Also prices tend to be inclusive of sales tax / VAT in Europe, so a €9.99 widget can be purchased with a €10 bill and you get 1 single €0.01 coin in change. Whereas your $9.99 widget will be $10.79 (at 7% tax), so you'll get 3 dimes and a nickel (4x the amount of change) assuming you handed over $11. Most likely, you had a $20 so you also get lots of $1 bills with your coins. :)


I tried using $1 coins for a while. I found then too bulky and heavy with zero advantage over paper.

I would only use them routinely if forced.

In some US stores they set prices so that the total is an even total after tax.


I actually found the contrary. 25 coins hold surprisingly well in a pocket, much easier than a thick set of 25-bills IMO.

25-Bills get wet with sweat and insulate your legs. I kinda prefer 25-coins over that.




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