The way you do this is fairly simple: don't buy the house. Rent an apartment (not a luxury one), possibly even share it with a roommate.
I recognize that not everybody will be willing to do this. But owning a home in a major city is a luxury these days IMHO.
Besides, this is assuming you're doing this all on your own -- no income from a spouse. Why do you need a house by yourself?
(By the way, the income figure I cited was $8.8k/month in WA after taxes, not $6-7k.)
The way you do this is fairly simple: don't buy the house. Rent an apartment (not a luxury one), possibly even share it with a roommate.
I recognize that not everybody will be willing to do this. But owning a home in a major city is a luxury these days IMHO.
Besides, this is assuming you're doing this all on your own -- no income from a spouse. Why do you need a house by yourself?
(By the way, the income figure I cited was $8.8k/month in WA after taxes, not $6-7k.)