I did the same, with pretty much the same cicomstances. The fact that we had a choice in the matter leaves us pretty much privileged, no doubt in my mind.
I am a firm believer of the idea that everyone's got a choice. It's the living with the consequences bit that's problematic.
Usually what people mean when they say "I don't have a choice" is actually "The probability and cost of catastrophic failure are too high to be worth it".
