I think you might be surprised - companies would be insured against a total recall due to software/hardware failure, which would far exceed the cost of any accident a computer could get into, so I guess the premiums might stay relatively high.

> Companies would be insured against a total recall due to software/hardware failure

I don't think that's true at all. Recalls are a manufactures problem, the local trucking company is just going to have normal auto insurance just as with his human drivers.

When a recall does happen how do the trucking companies keep on trucking?

I mean surely this happens now, how do they solve this problem?

It doesn't happen. For that to happen every trucking manufacture would have have to recall every truck and that's simply never happened. Recalls are generally more along the lines of part Y has an issue, bring the truck in and we'll replace that part.

The same will be true of automated trucking, parts will be recalled, and companies will have multiple different trucking manufactures to choose from so the notion that all the trucks will be recalled just isn't realistic.

I guess airline companies are insured against loss of profit in case their airplanes get recalled and they have to do without. And probably the cost of renting airplanes from other companies so that they can keep on going.